Better Homes Loan Program

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The City is developing a proposed Better Homes Loan program to help reduce greenhouse gas emissions in Ottawa.

The Better Homes Loan program will make it easier and more affordable for homeowners to pay for home improvements over time as they save on their energy bills. Through the proposed Better Homes Loan program, Ottawa homeowners could get a low-interest loan of up to 10 per cent of the current value of their home to cover the cost of home energy improvements. The loan would be tied to the property not the owner. This means that if the home is sold before the loan is repaid, the new owner will assume the balance of the loan.

The program will include an online tool to help homeowners decide which retrofits to implement based on cost-benefit and greenhouse gas reduction potential. It will also help homeowners connect with qualified contractors and include details of rebates and incentives.

Have your say

We are seeking input on the proposed Better Homes Loan Program including:

Please let us know your comments on the proposed Better Homes Loan Program by completing the survey by May 9, 2021. Your feedback will help us finalize the program details.

We want to hear from:

  • Residents
  • Ottawa homeowners
  • Ottawa renters
  • Community groups and organizations
  • Contractors
  • Landlords
  • Real estate agents
  • Mortgage lenders

Stay informed

If you would like to receive updates on the Better Homes Loan Program and other climate change news subscribe to the climate change e-newsletter.




The City is developing a proposed Better Homes Loan program to help reduce greenhouse gas emissions in Ottawa.

The Better Homes Loan program will make it easier and more affordable for homeowners to pay for home improvements over time as they save on their energy bills. Through the proposed Better Homes Loan program, Ottawa homeowners could get a low-interest loan of up to 10 per cent of the current value of their home to cover the cost of home energy improvements. The loan would be tied to the property not the owner. This means that if the home is sold before the loan is repaid, the new owner will assume the balance of the loan.

The program will include an online tool to help homeowners decide which retrofits to implement based on cost-benefit and greenhouse gas reduction potential. It will also help homeowners connect with qualified contractors and include details of rebates and incentives.

Have your say

We are seeking input on the proposed Better Homes Loan Program including:

Please let us know your comments on the proposed Better Homes Loan Program by completing the survey by May 9, 2021. Your feedback will help us finalize the program details.

We want to hear from:

  • Residents
  • Ottawa homeowners
  • Ottawa renters
  • Community groups and organizations
  • Contractors
  • Landlords
  • Real estate agents
  • Mortgage lenders

Stay informed

If you would like to receive updates on the Better Homes Loan Program and other climate change news subscribe to the climate change e-newsletter.




  • CLOSED: This survey has concluded.

    We want to hear from you! Complete the survey to let us know your thoughts on the proposed program. The survey will be open until May 9, 2021

    Take Survey
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Page last updated: 26 April 2021, 14:20